Hotel Lifestyle Collection By Capital One, The Premier Collection

Now Available: Capital One's Hotel Lifestyle Collection

Introducing the Lifestyle Collection by Capital One, which offers more options than the Premier Collection

Capital One introduced its newest product, the Lifestyle Collection, after the grand opening of its premium luxury hotel program, the premium Collection, in January. The Lifestyle Collection is available to a larger audience than the Premier Collection, which is limited to a particular tier of cards. This means that more people can use their Capital One miles to book accommodations at boutique hotels and obtain benefits usually only available to elite hotel status holders.

You may be asking if this new addition changes the way you choose accommodations. Here’s everything to think about.

What is the Lifestyle Collection from Capital One?

The Capital One Lifestyle Collection is like a special club for people who have Capital One credit cards. It lets them stay at cool, unique hotels and use their credit card points to pay for it. Even if they’re not super fancy hotel members, they can still get some nice perks, like freebies or upgrades. It’s a way for Capital One cardholders to have more options when they travel and stay somewhere fun and different.

The Lifestyle Collection consists of smaller boutique hotels like The Lyle in Washington, D.C. and The Ludlow in New York City, as well as some better-known brands like Virgin Hotels, The Standard, Design Hotels, and The Line. Nonetheless, the collection lacks numerous properties from well-known hotel chains including Hilton, Hyatt, Marriott, and IHG.

Which credit cards provide access to the Lifestyle Collection?

The Lifestyle Collection is available to the following cardholders:

* Capital One Venture X Rewards Credit Card
* Capital One Venture X Business Card
* Capital One Venture Rewards Credit Card
* Capital One Spark Miles for Business

Although the Lifestyle Collection’s list of privileges isn’t as remarkable as that of the Premier Collection, it nevertheless gives certain cardholders who might not be able to afford the higher annual premium for the Venture X or Venture X Business access to the hotel program.

What benefits does the Lifestyle Collection have to offer?

You will receive extra miles on your purchase when you use Capital One Travel to book a hotel in the Lifestyle Collection. In contrast to Venture and Spark Miles cards, who receive 5 points for every dollar spent, Venture X and Venture X Business cardholders receive 10 miles.

With the Lifestyle Collection, you can also earn bonus miles and benefit from the following benefits:

* A $50 experience credit that may be applied to other activities, signature hotel restaurants, rooftop beverages, or room service

* When possible, early check-in and late checkout
* Free Wi-Fi
* Room upgrades are offered when they are available.

Furthermore, booking a hotel under the Lifestyle Collection doesn’t require a minimum stay a significant distinction from Amex’s The Hotel Collection, which necessitates a minimum of two nights.

Free Wi-Fi and the (possible) opportunity to check in early won’t likely influence your choice of hotel for your upcoming vacation. However, booking via the hotel Lifestyle Collection may be a better alternative than reserving straight through the hotel website because of the $50 experience credit and the chance to earn bonus miles on a boutique hotel stay.

How to reserve rooms in the Hotel Lifestyle Collection

Reservations under the hotels Lifestyle Collection can only be made via Capital One Travel.

After logging in, you may view both Lifestyle Collection and non-Lifestyle Collection lodging options by clicking “Hotels” or the “Premium Stays” link on the top right.

As usual, conduct a search for your target destination.

You have the option to filter for hotels that are a part of the Lifestyle Collection if you have selected the “Hotels” tab.

To view the hotels’ highlights, including their prices and amenities, scroll through the list. You may get information about a hotel’s location and amenities by clicking on it.

You will receive five to ten Capital One miles for every dollar spent when using these cards to make a paid reservation. At 1.85 cents per mile according to TPG, you would receive a respectable 9.25%–18.5% return on your investment.

Finally, you can choose to pay with cash or by using your miles, which are worth one penny each. (We advise paying with cash so you can redeem your Capital One miles for more valuable items.)

Can I use my Capital One miles to pay for the Lifestyle Collection?

Yes. You can use your miles for redemption at a rate of one cent per mile because the Lifestyle Collection is available through the Capital One portal.

If you have a lot of miles or if this is a better fit for your plans than other options, this is a decent option even though it has a lower redemption value than TPG’s valuation of 1.85 cents that you could earn by moving your miles to transfer partners.

Is there value in the Hotel Lifestyle Collection?

As the hotels that are offered aren’t just part of the Lifestyle Collection, you should shop around and check rates before making a reservation. It’s possible that you can get a better deal by going straight through the hotel website or using a different third-party booking service like Hotels.com.

Furthermore, there’s a chance that your hotel status won’t be acknowledged, which means you could forfeit any further earning potential and benefits that come with it.

However, the $300 credit that Venture X and Venture X Business holder can apply to a property in the Lifestyle Collection means that, when combined with the benefits of the Lifestyle Collection, this might end up being a better deal than booking elsewhere.

In summary

Although it has fewer benefits than its Premier Collection, the Capital One Hotel Lifestyle Collection is available to a larger group of cardholders. If you don’t have hotel status and don’t want to pay a higher annual fee for a premium credit card, this could be an excellent method to still get some hotel advantages.

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